Balanced · example portfolio

The classic 60/40.

The portfolio every allocation debate starts from: a broad equity fund and a broad bond fund. Two holdings, thousands of underlying securities. The engine scores what it can see.

The portfolio

VTI60%
BND40%

Weights as shown, Low risk profile. Re-scored automatically about once a week; the date and engine version are on the result.

Funds are treated as individual positions. Underlying holdings and overlap between funds are not analysed; concentration figures describe fund allocations, not diversification across underlying issuers. How the score works

59.5 / 100

Portfolio score

Fund-level analysis: underlying holdings are not analysed

This score treats each ETF as one position. It does not analyse the securities inside the funds or overlap between funds. Concentration figures describe the allocation between funds, not diversification across underlying issuers. The score and suggestions are limited by this missing detail.

2 holdings resolved · Low risk profile · engine 2026-03-07-v5

What is a good score? → Score your own portfolio

Largest position: 60.0% VTI
Effective positions: 1.9 of 2 held
Weighted beta: 1.01 market sensitivity
You are at: 100% invested 0% cash

Component scores

Risk balance100
Quality31
Signal100
Trend56

A component is “no data” when the engine lacks evidence for it, which is reported rather than guessed.

What to look at first

Holdings

Ticker	Sector	Value	Weight	Signal	Score	Profile
VTI	—	60,000	60.0%	BUY	4.88	fund
BND	—	40,000	40.0%	HOLD	-0.96	fund

Evidence limits:

Missing grade data for part of the portfolio
Weak factor evidence confidence reduces forward-looking reliability

POST /evaluate

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        "diagnostics": {
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PORTIQA outputs are quantitative analysis for informational purposes only and do not constitute investment advice. See the financial disclaimer.

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